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Ottawa, KS 66067    

Ottawa, Kansas Mortgage Interest Rates Compared

Ottawa fixed-rate and adjustable-rate mortgages gap has narrowed in recent months, handing homeowners an opportunity to refinance. It looks like people are casting aside their ARMs and refinancing into fixed-rate mortgages. According to the Mortgage Bankers Association, a little over 40 percent of mortgage applications last week came from homeowners who wanted to refinance. Just about everyone is getting a fixed-rate mortgage: 26.4 percent of applicants asked for ARMs, the lowest ARM share a couple of years. A year and a half ago, more than 36 percent of applicants wanted ARMs.

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